Privacy Policy
Consent to Personal Data Processing When Sending a Message to Us
Your personal data is processed in accordance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (Official Journal of the EU L.2016.119.1 of 4 May 2016) and other applicable legal provisions.
Your personal data is processed when such processing is necessary to provide a service, perform a contract, or take actions at the request of the data subject prior to concluding a contract, or based on your consent, for the purpose of informing you about current offers via electronic communication. Data may also be processed when necessary for purposes arising from the legitimate interests pursued by the data controller or a third party. Your personal data may be shared with third parties to enable the provision of the services we offer.
You have the right to request access to your personal data, rectification, or deletion if the processing is based on consent, as well as the right to data portability, restriction of processing, objection to processing, and the right to lodge a complaint with the President of the Office for Personal Data Protection.
If your personal data is processed based on your consent, it will be processed until such consent is withdrawn. Withdrawal of consent can be made at any time and does not affect the lawfulness of data processing carried out before its withdrawal. Detailed information about personal data processing can be found in our Privacy Policy available on our website.
PRIVACY POLICY
General Information
Privacy and personal data protection are extremely important for reFinansujemy.com. We take all necessary measures to ensure that personal data is processed correctly, in compliance with applicable regulations, and with respect for the rights of individuals who have provided us with their personal data.
The administrator of your personal data is AddWise Sp. z o.o., ul. Żurawia 6/12, office 745, 00-503 Warsaw, KRS 0001103352.
Clients’ personal data is processed by the Administrator in accordance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (Official Journal of the EU L.2016.119.1, 4 May 2016).
If you have any questions regarding our privacy policy or the protection of your personal data, you can contact us at any time by sending an email to: kontakt@refinansujemy.com.
FOR WHAT PURPOSE DO WE COLLECT DATA
The Administrator processes data to the extent necessary to provide the services offered. At the moment you provide your personal data, AddWise Sp. z o.o. becomes its Administrator.
By filling out a form or simply contacting us, you provide us with your personal data, and we guarantee that your data will remain confidential.
We process personal data only to the extent it has been provided to us and solely for the purpose for which it was shared:
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For providing services in the scope of financial intermediation, mortgage refinancing, credit analysis, and tailoring or proposing credit offers – in this case, the legal basis for processing is the necessity to perform a contract to which the data subject is a party, or to take steps at the request of the data subject prior to entering into a contract (Art. 6(1)(b) GDPR);
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For marketing purposes, sending offers via various channels, i.e., email, MMS/SMS, if the data subject has given consent for processing their personal data for one or more specified purposes (Art. 6(1)(a) GDPR);
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For analytical and statistical purposes – the legal basis for processing is the legitimate interest of the Administrator in conducting analyses of user activity on the website to improve functionalities (Art. 6(1)(f) GDPR);
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For establishing and pursuing claims or defending against claims – the legal basis for processing is the legitimate interest of the Administrator (Art. 6(1)(f) GDPR).
When you contact us by phone, via the form, or email, you provide us with personal data such as your name, contact details, phone number, and email address. Additionally, the content of your message may include other personal data. Your personal data is processed solely to handle your inquiry.
Providing data is voluntary but necessary for us to respond. Correspondence may be archived.
We will process your data, including name, contact details (email, phone), and financial information.
Your data may be shared with entities involved in providing services or fulfilling contracts, including relevant authorities, as well as employees of the Administrator. Your data will be processed only by authorized persons obligated to maintain confidentiality. When processing personal data, we take measures to ensure it is properly secured and that unauthorized individuals do not have access. We guarantee the confidentiality of all personal data provided. We ensure that all security measures and data protection requirements mandated by data protection laws are implemented. Personal data is processed with due diligence and appropriately protected against access by unauthorized persons. Personal data that you provide directly to us is processed exclusively within the territory of the European Union. (Please refer to our Cookie Policy regarding data collected by third parties).
YOUR RIGHTS
In connection with the processing of your personal data by us, you have the following rights:
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The right to request access to your personal data, rectification, deletion, or restriction of processing,
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The right to object to the processing,
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The right to data portability,
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The right to withdraw consent for the processing of personal data for a specific purpose if you have previously given such consent,
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The right to lodge a complaint with the President of the Personal Data Protection Office.
You can exercise the above rights by contacting us at: kontakt@refinansujemy.com. If you wish to file a complaint with the President of the Personal Data Protection Office, you may do so by contacting the Office directly.
If your data is processed based on consent, you may withdraw it at any time. Please note, however, that after withdrawal, you will no longer be able to use the services we offer, and that withdrawal does not affect the lawfulness of processing based on consent before its withdrawal.
Your personal data will be processed until you withdraw your consent, if consent is the basis for processing, until the purpose for which we process your personal data has been fulfilled, or until the execution of the contract and the expiration of the period for pursuing or defending claims under the law.
The Administrator may also process data regarding, among others, activity on its websites and mobile applications, methods of accessing its digital services, including operating system, IP address, internet identifiers, browser data, and data from social media.
COOKIE POLICY
Our website, like almost all other websites, uses cookies to provide you with the best possible experience while using our site.
Cookies are small text files stored on your device (e.g., computer, tablet, smartphone) that can be read by our IT system.
Cookies allow us to:
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ensure the proper functioning of the website as expected,
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improve speed and security while using the website,
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enhance the features available to you on the site,
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use analytical tools,
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use marketing tools,
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display YouTube videos on the pages,
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provide social media functionalities.
We use cookies so you can comfortably use our website.
Third-party cookies may also operate on our website, including:
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Google Analytics
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Google Tag Manager
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Google Ads
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Google AdSense
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Facebook Custom Audiences
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Facebook, Twitter, LinkedIn, Pinterest
On your first visit to our website, you will see information about the use of cookies. Accepting and closing this notice means you consent to the use of cookies in accordance with this policy. You can always withdraw your consent by deleting cookies and changing your browser settings. However, disabling cookies may cause difficulties in using the site, as well as other websites that use cookies.
Cookies are data files, usually text files, stored on the user’s device and intended for use on the website. Cookies typically contain the website’s name, storage time on the device, and a unique number.
How we use cookies:
Cookies are used to:
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tailor website content to the user’s preferences and optimize the use of the website; in particular, they allow recognition of the user’s device and display the website according to individual needs,
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create statistics that help us understand how users interact with the site, allowing us to improve structure and content.
Types of cookies we use:
Two main types of cookies are used on our site: session cookies and persistent cookies. Session cookies are temporary and stored on your device until logout, leaving the website, or closing the browser. Persistent cookies remain on your device for the time specified in the cookie parameters or until you delete them.
Cookies used by the website’s partners, including third-party service providers, are subject to their privacy policies.
Cookies do not store personal data.
Managing cookies:
In many cases, your browser software allows cookies to be stored by default. You can change cookie settings at any time, e.g., to block automatic handling of cookies or to notify you whenever a cookie is placed on your device. Detailed information about managing cookies is available in your browser settings:
- Mozilla Firefox: https://support.mozilla.org/pl/kb/ciasteczka
- Internet Explorer: https://support.microsoft.com/kb/278835/pl
- Google Chrome: https://support.google.com/chrome/bin/answer.py?hl=pl&answer=95647
- Safari: http://safari.helpmax.net/pl/ochrona-i-prywatnosc/zarzadzanie-plikami-cookie/
- Opera: https://help.opera.com/pl/latest/web-preferences/
ADDITIONAL INFORMATION
We use analytical tools such as Google Analytics, which collect anonymous information about your visits to our website, including the pages you viewed, the time you spent on the site, and navigation between individual pages. This involves the use of cookies by Google.
Plugins from Facebook, YouTube, Instagram, Discord
When you visit our website, the aforementioned plugins create a direct connection between your browser and the servers of Facebook, YouTube, Instagram, or Discord. This allows Facebook, YouTube, Instagram, or Discord to receive information about the pages you visited from your IP address. Please note that as the operator of this website, we have no knowledge of the content of the data transmitted to Facebook, YouTube, Instagram, or Discord, nor how they use your data. For more information, please refer to the privacy policies of Facebook, YouTube, Instagram, and Discord.
Server Logs
Using our website involves sending requests to the server where the site is hosted. Each request sent to the server is recorded in server logs.
Server logs include, among other things, your IP address, the date and time of the request, information about your web browser, and the operating system you are using. The data stored in server logs is not linked to specific users of the service and is not used by us to identify you.
Server logs are used solely for administrative purposes related to the operation of the website, and their contents are not disclosed to anyone except authorized personnel responsible for server administration.
This policy is for informational purposes only and does not replace legal regulations. If necessary, a modified version of the policy will be made available on our website. We are happy to answer any questions you may have. Relevant contact details can be found in the footer of this site.
The data controller is ADDWISE Sp. z o.o., which processes personal data for the purposes and under the terms specified in the Privacy Policy. Providing consent is voluntary. I acknowledge that I have the right to withdraw my consent at any time without affecting the lawfulness of the processing carried out prior to its withdrawal. For more information about the protection of personal data, please see the Privacy Policy.
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