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What Is an Online Mortgage Expert?
We offer the option to work with an Online Mortgage Expert. This way, you can benefit from professional mortgage support without leaving your home, no matter where you live – we serve clients across all of Poland.
An online consultation is a quick and convenient way to:
– Analyze your creditworthiness,
– Compare bank offers,
– Choose the best mortgage or refinancing mortgage,
– Get help gathering documents,
– Go through the entire mortgage process remotely.
The consultation with an expert can take place by phone, email, or video call – depending on your preference.
The Online Mortgage Expert saves you time and provides access to extensive knowledge, regardless of your location. Contact us and schedule a free consultation!
Where Can I Find More Information About Mortgages?
Preparing to take out a mortgage is a key step that can significantly impact the success of the entire process. The better you prepare at the start, the more smoothly and quickly you will move through the subsequent stages.
First, it’s worth defining your goal – are you interested in a mortgage for an apartment, a plot of land, a house construction mortgage, or perhaps a refinancing mortgage? Each type has slightly different rules, so we encourage you to explore our detailed descriptions of these products on the website.
Another excellent source of knowledge is our “Mortgage FAQ – Questions and Answers” section, where you’ll find explanations for the most common doubts, as well as our Mortgage & Real Estate BLOG, where we regularly publish news, tips, and analyses of the mortgage market in Poland.
To prepare well for a mortgage, it’s worth:
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Checking your creditworthiness (e.g., with the help of a mortgage expert Poland),
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Organizing your financial documents and income sources,
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Considering the amount of your own contribution.
An experienced mortgage advisor will assist you from the very first step: analyzing your situation, selecting the most advantageous offer, and safely signing the agreement and disbursing the loan.
If you’re thinking about a mortgage – start with knowledge and support. Explore our materials and schedule a free consultation!
How to Estimate Your Mortgage Installment?
To preliminarily estimate your mortgage installment, it’s useful to use an online mortgage calculator. These tools allow you to quickly check an approximate monthly payment, taking into account parameters such as loan amount, repayment period, and interest rate (fixed or variable).
If you already have a mortgage and are considering changing it, a mortgage refinancing calculator can also be helpful, as it helps assess whether switching banks or adjusting loan terms will result in real savings.
It’s important to remember that calculator results are indicative and do not account for all individual factors, such as creditworthiness or current market conditions. That’s why it’s always advisable to consult an experienced mortgage expert Poland, who can prepare a detailed analysis tailored to your situation.
Where Can You Meet Our Mortgage Experts?
At the beginning of our operations, we focused on serving clients in the Warsaw area and in Silesia. Over time, thanks to recommendations from satisfied clients and growing demand for professional mortgage assistance, we expanded our services to cover the entire country.
Today, we effectively support people from various regions – both large cities and smaller towns – offering comprehensive assistance with mortgages, refinancing, consolidation, and financial advice.
Whether you are looking for a mortgage expert in Warsaw, Krakow, Silesia, or simply need a trusted specialist available online – we are at your service.
Who Are Our Services For?
Anyone who needs support in the process of financing a property purchase can use the services of a mortgage expert – both first-time homebuyers and investors planning another property.
We assist, among others, people who:
– are looking for the best mortgage on the market,
– want to consolidate or refinance an existing loan,
– face difficulties obtaining a mortgage (insufficient creditworthiness, complex legal situation),
– feel lost in bank procedures or are dissatisfied with service,
– need a mortgage quickly,
– need broader advice
– e.g., regarding property, formalities, or protecting their interests.
You can read more about this on my blog.
Mortgage with an Expert
How does a Mortgage Advisor simplify the mortgage process for foreigners?
A Mortgage Advisor or Mortgage Expert acts as a guide through the entire mortgage process, explaining each stage clearly, from document preparation and credit checks to bank negotiations and contract signing. For foreigners, this guidance is invaluable because it bridges language gaps, clarifies legal requirements, and ensures proper submission of all documentation. By working with a professional, clients gain confidence and efficiency, reducing stress and delays in the mortgage application and approval process.
Why is professional advice crucial for understanding mortgage costs in Poland?
Can a Mortgage Expert help with complex mortgage applications?
Absolutely. Foreigners sometimes have unique financial situations, such as multiple sources of income, business ownership, or foreign currency accounts. A Mortgage Expert can analyze these complexities, advise on the best approach, and prepare documentation that meets bank requirements. Their expertise reduces delays, increases approval chances, and ensures that clients fully understand the implications of their mortgage agreements.
Why should foreigners hire a Mortgage Expert in Poland?
Navigating the mortgage process in Poland as a foreigner can be challenging due to language barriers, unfamiliar banking procedures, and varying requirements for non-residents. A Mortgage Expert specializes in guiding international clients through every step, from assessing creditworthiness to selecting the right mortgage product. They provide tailored advice, explain the mortgage costs in Poland, and help avoid common pitfalls. With a Mortgage Advisor by your side, you gain access to professional knowledge that ensures your investment is safe and financially optimal.
How can a Mortgage Broker help foreigners?
A Mortgage Broker in Poland acts as an intermediary between foreign clients and Polish banks, helping to identify mortgage options that match your financial situation and long-term goals. They review multiple bank offers, clarify interest rates, fees, and repayment structures, and prepare all necessary documents for submission. By using a Mortgage Broker, foreigners can reduce the risk of errors, save time, and increase their chances of obtaining approval, even in cases where standard procedures might seem complex.
Mortgage Expert for Foreigners in Poland
How We Work
Our Vision
Our goal is to set the standard in the mortgage advisory market. We continuously evolve to provide modern and reliable solutions. We aim to be a brand you trust—one that understands your needs and helps you make confident decisions today and in the future.
Mission & Vision
Our Path and Goal
Mission
We exist to help you make the right decisions and simplify the entire mortgage process. Whether you are buying your first home, building a house, or refinancing your mortgage, we want you to feel confident and secure. We understand that this is not just a transaction, but an important step in your life.
Empathy
Knowledge
Synergy
Our Values
What we believe in. How we operate. What we value. Our values are the pillars that define our identity, guide our actions, and set our priorities.
Expertise & Certifications
As passionate professionals, our experts not only receive awards but also earn certifications such as EFPA – European Financial Advisor™ (EFA). Only about 1–2% of financial advisors and service providers in Poland hold this prestigious certification.
Mortgage GOATs
Over the past decade, our experts have been repeatedly recognized for their achievements in the mortgage market. This is a testament to our effectiveness, dedication, and the high service standards our clients enjoy.
Our Quality Guarantee
We Work with Top, Often Award-Winning Experts
Who are we?
What We can offer You?
Our strength lies in a personalized approach to each client’s needs, long-term partnerships, and full transparency at every stage. No matter what you plan to finance, we promise a fast, safe, and beneficial process with our support.
Where ReFinansujemy comes from?
Our team is made up of finance enthusiasts and professionals with experience and know-how gained since 2008. The success of our clients over the years motivates us to continuously improve our services, processes, and reach—hence the name reFinansujemy. We work with top experts in their fields—professionals with proven experience, high effectiveness, and excellent client feedback.
Trusted Mortgage Experts supporting Expats in Poland
We are pioneers in modern financial services in Poland. Our expert team helps set new standards in the mortgage and credit market. We provide support in our offices, online, or directly at your location anywhere in the country.
About us
Hi! We are ReFinansujemy.com, trusted partners for thousands of households and businesses over the past decade, helping them finance their goals and dreams.
We provide solutions that open up new opportunities. Previously, we operated under the brand FOCUS FINANSE. Learn more about us and discover why we are worth getting to know.
5.0
RATING OF OUR SERVICES
16
OREGIONS SERVED ACROSS POLAND
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ZERO FEES FOR CLIENTS*
OVER
> 20
BANKS
OVER
18 YEARS
IN THE MARKET
> 1000
CLIENTS ACROSS POLAND
By the Numbers
Trusted Mortgage Experts for Expats in Poland
Best Mortgage Advisor for Foreigners in Warsaw Poland
Trusted Mortgage Experts for Expats in Poland
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Want to learn more and secure the best mortgage in Poland? ReFinansujemy.com are specialists with over 18 years of experience assisting foreigners in Poland with property purchases and mortgages.
Thanks to our expertise and know-how, you can be confident that you’re always getting the best bank offer available. Contact us today, and we’ll help you analyze your situation and obtain a mortgage that’s both profitable and advantageous for you.
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